Money Saving Mom just started a series of posts titled, "
Help for an Overwhelmed Newbie." I thought there was some great advice and tips for all of us, especially those who may just be starting to reduce spending and live frugally! After undergrad and grad work, my hubby and I have our fair share of student loans, so I think we may sit down soon and form some concrete financial goals to reach the coveted debt-free status ASAP!
I hear you! Mark and I have set goals, but they sure are hard to stick to. God continues to be merciful and continues to bless us along this journey.
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